Simuyenera kukhala olemera kuti mupange ulendo ndikukhala ndi tchuthi chosangalatsa. Potsatira malangizo awa amomwe mungasungire ndalama zoyendera, mukwaniritsa maloto amoyo wanu wopita kumalo apadera omwe mumalakalaka kwambiri.
Chifukwa chiyani kuyenda ulendo kumawononga ndalama zochepa kuposa momwe mukuganizira?
Kodi mungakonde kuyenda padziko lonse lapansi kapena mungotenga tchuthi cha milungu itatu kapena inayi ndikupita kwina kulikonse? Pali chizolowezi chokhulupirira kuti ulendowu ndi wa anthu olemera okha kapena ndi anthu omwe angopeza kumene lotale.
Zachidziwikire, ngati mukuyenda kalasi yoyamba, ndikukhala mu hotelo yotsika mtengo yomwe simagwiritsa ntchito theka la malo ake, ndikudya m'malesitilanti apamwamba, mufunika ndalama zambiri.
Koma mutha kukhala opanga, mutenge njira zingapo zopulumutsira ndi / kapena zowonjezera ndalama, ndikupanga dongosolo lokayenda losakhala lolemetsa.
Zina mwazinthu zimafuna ndipo zimafuna kudzipereka, makamaka zomwe cholinga chake ndikuchepetsa ndalama ndikuwonjezera ndalama.
Ena, monga kuphunzira momwe mungapezere ndalama zowonjezera, atha kukhala maphunziro ofunikira komanso mwayi wopititsa patsogolo chuma chanu pamoyo wanu wonse.
Njira yoyendera ndiyosavuta ndipo ingapezeke kwa aliyense, bola atayesetsa.
Momwe mungasungire ndalama zoyendera: masitepe 12 kuti mupeze
Kusunga si chizolowezi chachilengedwe cha anthu ndipo anthu ambiri amakhala moyo watsiku ndi tsiku opanda thumba la ndalama, osati chifukwa ndalama zomwe amapeza ndizochepa, koma chifukwa chodzipereka pakupulumutsa.
Komabe, ngati mungakhale ndi khalidwe labwino potsatira izi, mudzatha kupeza ndalama zomwe mukufuna paulendo womwe mwakhala mukukhumba kwanthawi yayitali.
Werengani owongolera athu pamaupangiri 12 kuti musunge ndalama kuti mupite kuulendo womwe mukufuna
1. Khalani ndi khalidwe lopindulitsa kwambiri pankhani zachuma
Sitikutanthauza kukudzudzulani chifukwa ndalama zanu, ngakhale zitakhala zochepa bwanji, sizili mwadongosolo momwe ziyenera kukhalira. Ndi matenda omwe amavutika ndi anthu ambiri.
Koma kuti mukhale katswiri wazomwe mungasunge ndalama zoyendera, ndikofunikira kuti muzitsatira njira zomwe mumagwiritsa ntchito.
Phunzirani kusunga
Sukulu, sekondale, ndi koleji siziphunzitsa zambiri zakukonzekera zachuma, pokhapokha mutasankha ntchito yokhudzana ndi zachuma.
Timazolowera kuwononga pafupifupi chilichonse chomwe chikubwera komanso kukhala ozizira ndi momwe zinthu ziliri pano, osasanthula njira zina zowonjezera banki.
Anthu ena amachita bwino kugwiritsa ntchito ndalama, chinthu chabwino ndichakuti ichi ndi chinthu chomwe mungaphunzire.
Chidwi chapompopompo chopeza ndalama zofunikira kuti mupite kudziko lina ndi nthawi yabwino kuti muunikenso kapena muphunzire mfundo zofunikira pakukonzekera bajeti yanu ndikuchotsa zizolowezi zoyipa zomwe tonsefe timakhala nazo panjira.
Khalani osavuta koma osapumira
Musaganize kuti muli mu mpikisano wa kuthamanga. M'malo mwake, ndiyeso lakumbuyo lomwe lingakupatseni mwayi wopeza maphunziro a nthawi yayitali kuti muzitha kupangaulendo wanu wapachaka wopita kutchuthi, ngakhale panthawi ina kuti mudzayende padziko lapansi.
Anthu ambiri amalephera pantchitoyi, koma nthawi zambiri zimachitika chifukwa sanachite mwadongosolo kapena sanachite motsatira. Musakhale mmodzi wa iwo.
2. Muzitsatira mosamala ndalama zanu
Kodi kugwiritsa ntchito bwino ndalama sikuthandiza? Kodi simukudziwa momwe zikuthawira? Kodi mukuchita mantha kuti mupeze ndalama ku akaunti yanu yakubanki? Kodi mumayang'anira maakaunti angapo, onse okhala ndi zero pafupi?
Kupsinjika komwe izi zingayambitse kumakulepheretsani kuyamba kuchita zofunikira pakulamula ndalama.
Kuyamba kwa yankho ndikosavuta: tengani tsiku lanu lopuma kuti muwone bwino momwe mumagwiritsira ntchito mwezi watha, kapena makamaka, mu kotala lomaliza.
Osapanga ntchito yomwe mukufuna kumaliza msanga. Gulani botolo la vinyo kapena pangani ma cocktails kuti kufufuza kwanu kukhale kosangalatsa.
Konzani zomwe mukufuna
Pali njira zitatu zodziwika bwino zogwiritsa ntchito ndalama: ndalama, makhadi (madebiti ndi ngongole) komanso kudzera posamutsa.
Khadi ndi kusamutsa ndalama kumasiya zovuta kutsatira pakompyuta, koma ndalama zomwe mumagwiritsa ntchito ndalama sizitero.
Muyenera kulemba kwa mwezi umodzi kapena nthawi yomwe mukuwunika momwe mungapezere ndalama: Kuchotsa ma ATM, zopereka, ngongole za makolo (mtundu womwe simulipira, koma mumagwiritsa ntchito) ndi ena.
Muyenera kulemba ndalama zonse zomwe mumapanga ndi ndalama zomwe zili m'matumba anu. Gwiritsani ntchito zolemba pama foni anu kapena kope losavuta.
Tsimikizani momwe mukugwiritsira ntchito ndalama zanu
Mukakhala ndi chidziwitso chonse, dziperekeni kuti mulembe zonse zomwe mwapeza.
Zachidziwikire kuti padzakhala zolipira mobwerezabwereza, mwachitsanzo, khofi, mafuta oundana komanso nkhomaliro pamsewu, chifukwa mutalemba iliyonse muyenera kuziyika pagulu.
Maguluwa amatengera mtundu wa munthu aliyense, koma ayenera kukhala zinthu zofanana komanso ndi magawano okwanira.
Momwe mungagwiritsire ntchito ndalama zanu zidzakhala zosakanikirana komanso zotanuka. Zakale ndizo zomwe zimapereka mipata yochepa yochepetsera, mwachitsanzo, mtengo wanyumba kapena renti ya nyumba.
Yambirani kaye ndalama zotsekemera, zomwe zimapereka mwayi waukulu wochepetsera. Mosakayikira mupeza mwayi wopeza ndalama poyang'ana kaye.
Kuchita masewerawa tsiku limodzi kukuthandizani kwanthawi yayitali popeza, mutakhala ndi manambala, mudzadziwa komwe ndalama zanu zikupita ndipo mudzatha kuzindikira ndalama zosafunikira.
Werengani owongolera athu pazomwe mungatenge paulendo: Mndandanda wotsimikizika wa sutikesi yanu
Sankhani momwe mumagwiritsira ntchito ndalama
Kodi mukuwononga ndalama zambiri m'malesitilanti? Pafupifupi, kudya kunja kumawononga katatu kuposa kudya kunyumba.
Kodi ndinu okonda kulimbitsa thupi m'modzi mwa iwo omwe amapita kulikonse akugula botolo lamadzi ndikudya angapo patsiku? Mutha kusonkhanitsa mabotolo angapo ndikuzolowera kuwadzaza ndikuwayika mufiriji kunyumba. Dziko ndi mthumba zingayamikire.
Kodi mungachite popanda Netflix bola bola dongosolo lanu lazachuma lachuma litha? Kodi mungapulumuke pamafunso am'manja ndi Intaneti wotchipa?
Kodi muyenera kuthamangira kukagula mtundu waposachedwa wa Samsung kapena mutha kuwonjezera moyo wa "dinosaur" wanu pang'ono? Kodi mukumwa khofi kapena mowa kwambiri?
Kodi mukulipira masewera olimbitsa thupi omwe mumangogwiritsa ntchito masiku asanu kapena asanu ndi limodzi pamwezi? Kodi mutha kupulumuka kwakanthawi ndi zovala ndi nsapato zomwe muli nazo m'chipinda chanu? Kodi inunso muli ndi mphatso zabwino?
Mayankho amafunso onga inu adzadalira kupambana kwa dongosolo lanu lopulumutsa ndalama.
3. Konzani bajeti zovuta
Muyenera kupanga bajeti ziwiri, imodzi yoti mugwiritse ntchito ndalama zanu musananyamuke komanso ina yapaulendo wanu.
Konzani bajeti yanu yoyendera
Zimadalira kutalika ndi komwe mukupita. Masiku ano ndikosavuta kupeza ndege zotsika mtengo pafupifupi kulikonse kumadera otsika, mumangoyang'ana ma portal pafupipafupi.
Pochita chinthu choyenera, ndizotheka kuyenda patchuthi ndikuwononga $ 50 pogona, chakudya ndi zina.
Ngakhale m'mizinda yokwera mtengo kwambiri ku Western Europe (monga Paris ndi London), mutha kukhala ndi moyo $ 50 patsiku. Ngati mukupita ku Eastern Europe, mitengo ndiyabwino. Komabe, bajeti yocheperako imakhala $ 80 patsiku.
Kwa masiku 30, mungafunike 2400 USD, kuphatikiza matikiti a ndege.
Izi zikutanthawuza kugwiritsa ntchito malo okhala ndi ntchito zoyambira koma opanda zapamwamba. Zimatanthauzanso kudya m'malesitilanti ochepa komanso kuphika m'malo ogona, komanso kupititsa patsogolo ntchito zoyendera za anthu.
Ngati cholinga chanu ndikumangirira chikwama chanu ndikupita kokagwirira dziko lapansi kwa miyezi isanu ndi umodzi, mufunika madola 14,400 mumaakaunti anu panthawi yonyamuka, mwina pang'ono pang'ono, chifukwa maulendo ataliatali amakhala otsika mtengo tsiku lililonse kuposa achidule.
Konzani bajeti yanu isanakwane ulendowu
Bajeti iyi izikhala ndi ndalama zomwe mungafune paulendowu ndipo muyenera kuzigwiritsa ntchito malinga ngati zingakupatseni ndalama.
Tiyerekeze kuti mudzayenda mwezi umodzi pachaka, chifukwa chake, mudzakhala ndi miyezi 12 kuti musunge ndalama zomwe mukufuna.
Tiyerekeze kuti mufunika 3700 USD paulendowu, mugawidwe motere:
- Tikiti yapamtunda yapadziko lonse: 900 USD
- Inshuwaransi yoyenda: 40 USD.
- Ndalama zogulira ($ 80 patsiku): $ 2,400
- Chilolezo chazadzidzidzi (15% ya ndalama): $ 360
- Chiwerengero: USD 3700
Tiyenera kudziwa kuti Bajeti iyi sikuphatikiza ndalama zingapo zomwe mungakhale nazo, monga:
- Sinthani pasipoti: ku Mexico zimawononga 1205 MXN pakuvomerezeka kwa zaka zitatu.
- Kutenga chikwama: chidutswa cha malita 45 chimadula pakati pa 50 ndi 120 USD, kutengera mtundu wake.
- Gulani zida zina: zofala kwambiri ndi adapter yolumikizira ndi babu.
- Ndege zapanyumba.
Ikani ndalama zanu
Popeza muli ndi miyezi 12 yokweza $ 3,700, muyenera kusunga $ 310 pamwezi kuti mukwaniritse cholinga chanu. Kodi mumachita?
Ndili ndi momwe mumagwiritsira ntchito ndalama:
- Ikani ndalama zanu pachinthu chilichonse chosungunuka mpaka mutha kufikira $ 310 pamwezi.
- Onetsetsani sabata iliyonse kuti mukusunga momwe mumagwiritsira ntchito ndalama ndikusintha zina ndi zina.
- Osapita kukagula "kwaulere". Ngati mupita kumsika, tsimikizirani pasadakhale kuti muwononga zochuluka bwanji.
- Pakutuluka pagulu lanu, siyani makhadi kunyumba ndikungogwiritsa ntchito zomwe mwakonzekera ndalama.
Njira zina zingawoneke ngati zosayenera, koma ndiyo njira yokhayo yopezera ndalama zomwe zasungidwa.
Ino ndi nthawi yosankha ngati:
- Mutha kukhala opanda Netflix kwa chaka chimodzi.
- Cappuccino m'mawa ndi wokwanira, kuchotsa imodzi masana.
- Zakumwa zingapo ndizokwanira Lachisanu usiku, kupewa tsiku lalitali lazolowera ndi mipiringidzo.
- Yakwana nthawi yoti mugwiritse ntchito ndi buku la Chinsinsi Intaneti, kuphika ndiwo zina (uku kudzakhala kuphunzira komwe kungakhale kopindulitsa pamoyo wonse).
4. Khalani ndi zizolowezi zopulumutsa
Ngati mukufuna kusunga kuti muziyenda padziko lapansi, zizolowezi zotsatirazi zithandizanso musanapite, mkati ndi pambuyo paulendo.
Dzuka msanga ndikuyenda
Bwanji za kudzuka molawirira pang'ono ndikuyenda kupita kuntchito, kukupulumutsirani mtengo wa basi kapena njanji yapansi panthaka?
Kodi mukuyendetsa galimoto kupita kuntchito? Nanga mutagwirizana ndi anzanu kuofesi ndikupanga dongosolo logawana magalimoto?
Khitchini
Ndondomeko yanu yosungira tchuthi siyingakhale yopanda kanthu pa chakudya, chomwe chimatenga bajeti yanu yambiri.
Kuphika kungakuthandizeni kusunga ndalama zambiri poyerekeza ndi kudya mumsewu. Simuyenera kudzichotsera zinthu zomwe mumakonda kwambiri m'malesitilanti omwe mumawakonda.
M'malo moitanitsa chotupitsa cha avocado kapena ma carnita tacos ndi khofi kapena madzi abwino, phunzirani momwe mungadzikonzekerere nokha.
Kupatula pazosungidwa, kudya kunyumba kuli ndi mwayi wathanzi: mumadziwa zomwe mukuyika m'mimba mwanu.
Chakudya chathunthu chokonzedwa kunyumba chimatha kupulumutsa ndalama zosachepera zisanu poyerekeza ndi kudya chimodzimodzi pamsewu. Mukasintha chakudya mumsewu kamodzi patsiku, tikulankhula za 150 USD pamwezi.
Chitani zolimbitsa "zotsika mtengo"
Kodi mukufunadi masewera olimbitsa thupi okwera mtengo omwe mumalipira? Pali njira zamakono za kuthamanga kwaulere kapena wotsika mtengo ndimakina olimbitsa thupi omwe amafalikira panjira.
Ngati sakupezeka pafupi ndi komwe mumakhala, mutha kuphunziranso masewera olimbitsa thupi pa intaneti omwe amakupatsani thanzi labwino.
Sizofanana ndi masewera olimbitsa thupi, koma chofunikira ndikuti mukhale pamalo abwino mukasungira ulendo wanu.
Sangalalani kunyumba
M'malo mongopita kwina, konzekerani madzulo ndi anzanu kunyumba kwanu ndi ndalama zomwe mudagawana nazo. Adzatha kumwa, kuphika ndi kudya pa bajeti yocheperako.
Ngati mamembala ena a gululo achita chimodzimodzi, ndalama zitha kukhala zazikulu.
5. Chepetsani ndalama zogulira
Mukakhazikitsa njira zosungira ndalama zoyendera, izi zitha kuwoneka ngati zopitilira muyeso, koma ndizothandiza kwambiri.
Ndizotheka kuti mukukhala mchipinda chayekha bwanji nanga mumagawana nawo, komanso ndalama zomwe mumagwiritsa ntchito?
Kodi mungasamukire m'kanyumba kakang'ono kapena kupita kumalo ena omwe ndi otetezeka koma otsika mtengo?
Kodi mungapite kukakhala ndi makolo anu ndalama zanu zikadapitirira? Kodi mungabwereke nyumba yanu ndikusunthira yotsika mtengo?
Izi sizomwe mungasankhe kwambiri ndipo sizingatheke kwa aliyense, koma zimakhalapo ngati njira zina sizingatheke kapena salola kukwaniritsa mulingo wofunikira wosunga.
Kukwaniritsa maloto anu kungafune kuchitapo kanthu kovuta ndipo muyenera kusankha ngati mungatsatire kapena kuponya thaulo.
6. Gulitsani zomwe simugwiritsa ntchito
Njira yabwino yopulumutsira paulendo imafunikira thandizo lalikulu kwambiri popanga ndalama zatsopano zomwe zimawonjezera thumba laulendo, kuphatikiza kugulitsa zinthu zomwe titha kutaya popanda zoopsa.
Tonse tili ndi zinthu kunyumba zomwe timagwiritsa ntchito zochepa kwambiri kapena zomwe zimangosungidwa, kuyiwalika kapena kugwiritsidwa ntchito.
Njinga, gitala, ndodo ndi chovala cha hockey, kompyuta yachiwiri, turntable ya DJs, kabati ... Mndandandawu ukhoza kukhala wopanda malire.
Ngati mumagulitsa garaja kapena Mercado Libre, mutha kuyika ndalama zochepa zomwe zimangowonjezera zambiri kuposa kusintha kwa thumba lanu loyendera.
7. Pezani luso posunga
Mwina sizingakhale zokwanira kungopanga tochi ya avocado kunyumba m'malo moigula kuchokera mgalimoto yamagalimoto.
Gulani kuchokera kumalo opindulitsa kwambiri
Sikokwanira kungoyamba kuphika, ngati mumagulitsanso malo oyenera kwambiri, ndalama zidzakulirakulira.
Mumzinda uliwonse muli malo omwe masamba, zipatso, nsomba, tchizi ndi zakudya zina zimagulidwa zotsika mtengo. Pezani zomwe ali.
Musanapite kukagula, yang'anani malo ena ogulitsira kuti muwone zomwe agulitsa.
Khitchini yozizira komanso kuzizira
Kuphika tsiku lililonse kumatha kukhala kotopetsa, makamaka kwa iwo omwe sanazolowere chizolowezichi.
Ngati mmalo mokhala ndi chakudya chamadzulo tsiku lililonse mumakonzekera awiri nthawi iliyonse, kudya chimodzi ndikuziziritsa firiji kapena kuzizira china, muchepetsa nthawi ndi thewera pafupifupi theka.
Njirayi ikuthandizani kuti muzisunga maola ochepa pazinthu zina ndikugwiritsa ntchito khitchini yanu moyenera.
Yambitsaninso zotuluka zanu
Mwa njira zanu zamomwe mungapezere ndalama paulendo, zitha kukhala zothandiza kuganiziranso momwe mumasangalalira ndi anzanu.
M'malo mokhala ku bar, cafe, malo owonetsera makanema, kapena malo ogulitsira ayisikilimu, limbikitsani zosangalatsa zotsika mtengo pagulu la anzanu.
M'mizinda ikuluikulu nthawi zonse mumakhala ziwonetsero zaulere kapena zotsika mtengo kwambiri pa zikwangwani. Muyenera kudziwa zambiri ndikugwiritsa ntchito mwayiwu.
Dulani malo anu okhala pansi ndikutsitsa chingwe chanu
Kodi simukumbukira nthawi yomaliza yomwe mudagwiritsa ntchito landline? Mwina ndi nthawi yodula mzere ndikusunga ndalama.
Kodi mumagwiritsa ntchito maola angati pa tsiku pa TV? Ochepa? Kenako gulani pulani yotsika mtengo kapena ingotsikani.
Itha kukhala nthawi yabwino kubwerera pakuwerenga monga chizolowezi, kuwerenganso mabuku omwe muli nawo kale, kubwereka ku laibulale yaboma kapena kuwerenga zaulere ndi Intaneti.
Chotsani ndalama zokwera mtengo
Sizowona kuti kukhala ndi mtundu waposachedwa kwambiri wa foni yam'manja ndichofunikira kwambiri. Ndi bodza kuti mumafunikira zovala ndi nsapato zatsopano mwezi uliwonse.
Komanso sizowona kuti milomo yanu imafuna mitundu isanu kapena isanu ndi umodzi yosiyanasiyana. Maulendo opita kukameta tsitsi amatha kuchepetsedwa popanda kuyambitsa tsoka pamawonekedwe ake.
Tsitsani ndalama zomwe mumagwiritsa ntchito
Zimitsani zowongolera mpweya kapena zotenthetsera kutentha pamene nyengo yozungulira ikuloleza. Ikani zinthu zosiyanasiyana mu uvuni ndikuyendetsa katundu wambiri mu washer ndi dryer. Tengani mvula yayifupi.
8. Pangani ndalama zambiri
Ambiri aife tili ndi talente yomwe itha kugulitsidwa kuti tipeze ndalama zowonjezera pazomwe timapeza.
Ngakhale mutakhala ndi ntchito yanthawi zonse, nthawi zonse ndizotheka kugwiritsa ntchito maola ochepa nthawi yanu yopumula kuti mupange ntchito ina yolipidwa osapumira kwambiri.
Anthu ena amatha kulemba kapena kuphunzitsa makalasi azilankhulo. Ena atha kukhala operekera kumapeto kwa sabata kapena osunga ndalama mgolosale.
Ena atha kugulitsa keke yokoma yomwe amadziwa kupanga, kapena kusamalira mwana nthawi yamadzulo ya makolo ake, kapena kugwira ntchito yojambula zithunzi paukwati ndi zikondwerero zina, kapena amathandizira pamisonkhanoyi ngati oimba.
Sichiyenera kukhala ntchito yodabwitsa. Ndi njira imodzi yokha yopezera ndalama zowonjezera.
9. Chongani ntchito yanu
Ndizodabwitsa kuti ndi anthu angati omwe akhala zaka zambiri atamangidwa pantchito yomwe siimalipidwa bwino, chifukwa chokana kusintha.
Kodi mumadzimva kuti ndinu wantchito wofunikira komanso kuti kampani yomwe mumagwirayo sikukuzindikirani kokwanira ndipo ndalama zomwe mumalandira ndizotsika poyerekeza ndi za anthu ena ogwira ntchito yofananira?
Mwina ino ndi nthawi yolankhula ndi abwana anu za kuthekera kokukweza malipiro kapena kukwezedwa pantchito yolipira kwambiri.
Mwaulemu dziwitsani kuti mungaganize zosamukira kwina ngati zinthu sizingasinthe pa nthawi yokwanira. Ngati kampaniyo ikuyamikira ntchito zanu ndipo ikuwopa kukutayani, ipanga zinazake zoyesa kukusungani.
Ngati zikhalidwe zanu sizikhala choncho nthawi yakhazikitsidwa, fufuzani za msika wa ntchito zapaderazi ndikuwona ngati pali ntchito yomwe imakupatsani mwayi wopeza ndalama zanu.
Ndikothekanso kuti mupeza ntchito yatsopano momwe mungapezere ndalama zanu pogwira ntchito maola ochepa pa sabata. Nthawi yomwe mudzakhale nayo yaulere itha kugwiritsidwa ntchito popitilira kubweza.
10. Sungani ndalama zapaulendo mosiyana
Ndalama zomwe zimasungidwa chifukwa chochepetsa ndalama zolipirira ndalama kapena zomwe zimabwera kuchokera ku ntchito zowonjezera kapena kugulitsa zinthu zanu ziyenera kupita ku akaunti yapadera, yoperekedwa kuthumba laulendo.
Ngati ndalama zonse zili muakaunti imodzi, mwayi wogwiritsa ntchito ndalama zomwe munasungira m'malo mwakuyenda ukuwonjezeka kwambiri.
Ndikofunika kuti thumba la ndalama lisungidwe muakaunti yolipidwa ndi chiwongola dzanja, kuti asunge mphamvu yogula ndalamayo.
Anthu ena amasunganso pazinthu zandalama momwe ndalamazo sizingagwiritsidwire ntchito kwakanthawi, ngati njira yoti sangakwaniritse zotsalazo ngakhale kuzifuna.
11. Gwiritsani ntchito mphotho mwanzeru
Makhadi ambiri angongole amapereka mphotho m'malo omwe angagwiritsidwe ntchito pandege, malo ogona ndi ndalama zina zokaona alendo.
Ndi Intaneti nkhani zimayenda zaka zikwizikwi omwe akuti akuyenda padziko lapansi ndi mfundo zokha pamakadi awo.
Zopindulitsa izi sizingatheke kuti azitha kulipira ndalama zokwanira paulendo, koma ndizothandiza kwambiri ngati mfundo zapezeka mwanzeru.
Chofunikira ndichakuti kugula ndi khadi kuti mupeze malowa ndi zina mwazofunikira komanso kuti sizotsika mtengo kuposa kugula ndi njira ina yobwezera.
Kudzilemetsa kwambiri pa makhadi kuti mungogula zogulira ndi ma point sangakhale lingaliro labwino.
12. Yesetsani kupeza malo ochereza alendo
Makhalidwe abwinowa adasinthidwa ndi zipata Kusamala, yomwe idayamba ngati kampani yopanda phindu.
Kudzera m'dongosolo lino, mutha kukhala aulere m'dziko lomwe mukupita, pokhapokha ngati mungalandire wina panthawiyo m'dziko lanu, komanso kwaulere.
Pambuyo pake Kusamala Ma portal ena atuluka kuti alumikizane ndi oyang'anira malo ogona.
Ngati muli ndi mwayi wolandila wina ndipo sizikukuvutitsani kutero, izi zitha kukhala njira yolipirira mtengo wokhala paulendo wanu.
Pindulani ndalama mukamayenda
Mukugwira ntchito patchuthi? Kulekeranji? Ngati maloto anu ndikupita ku Paris kukawona Mona Lisa,Kodi vuto ndi chiyani mumagwira ntchito maola ochepa m'mawa ndikupita ku Louvre masana?
Njirayi itengera luso lanu komanso kuthekera kwanu kuti muzigwiritsa ntchito mumzinda wakunja.
Intaneti imapereka mwayi wambiri wogwira ntchito ngati wodziimira payekha kutali ndi kulikonse padziko lapansi ndipo mungotenga laputopu yanu kapena kubwereka imodzi komwe mukupita. Zosankha zina ndi izi:
- Luso lazojambula
- Wothandizira weniweni
- Makalasi azilankhulo
- Kulemba, kuwerengera, kumasulira ndikusintha zolemba
- Zachuma, zoyang'anira ndi kutsatsa
- Mapangidwe a mapulogalamu ndi mapulogalamu apakompyuta
Zimadalira maluso anu Kodi ndinu oimba abwino? Tengani gitala yanu ndikusewera mumsewu wokhala ndi anthu ambiri kapena m'makonde a subway.
Momwe mungasungire ndalama kuti mupite ku Europe
Njira zonse zopezera ndalama zolipirira ndalama komanso ndalama zomwe zikuwonjezeka kuti thumba loyendera lomwe linawululidwa kale zizigwiritsidwa ntchito kulikonse.
Ngati mukupita ku Europe, izi ndi zina mwanjira zabwino zopulumutsira ndalama kuti muziyenda mozungulira Dziko Lakale.
Khalani mu kogona
Ku Europe, kugona m'ma hostel ndikotakasuka komanso kotetezeka, ngati mukusowa kama bedi labwino komanso zofunikira.
Ku London, Amsterdam ndi Munich mutha kupeza ma hostel a 20 USD usiku, ku Paris mutha kulipira 30 USD, 15 ku Barcelona ndi ochepera 10 ku Budapest, Krakow ndi mizinda ina ku Eastern Europe.
Imwani vinyo ndi mowa pamabala a tapas
Ku Europe ndi zotsika mtengo kumwa kapu ya vinyo kapena mowa kuposa soda.
Ku Spain tapa ndi bungwe. Ndi sangweji yopakidwa ndi galasi. Ngati mukukonzekera kumwa zakumwa zingapo, chakudya chamadzulo chimatha kukhala chaulere.
Madzi am'mabotolo ndiokwera mtengo ku Europe. Dzazani botolo lanu ku hoteloyi ndikutuluka nalo.
Chitani maulendo amkati ndi mizere yotsika
Ngati mukufuna kukwera ndege mkati mwa kontinenti ya Europe, zikhala zotsika mtengo kwambiri ndi mizere "yotsika mtengo" monga Ryanair ndi Vueling. Ali ndi zoletsa katundu.
Yendani poyenda pagalimoto
M'mizinda yaku Europe, kuyenda mabasi ndi njanji zapansi panthaka ndiotsika mtengo kwambiri kuposa kukwera taxi kapena kubwereka magalimoto.
Tikiti yamaulendo 10 pa metro ya Paris imawononga 16 USD. Ndi ndalamazo, mwina simudzalipira ngakhale kukwera takisi mu Mzinda wa Kuunika.
Mumayendedwe aboma a Budapest (mabasi ndi ma metro) mutha kuyenda mopanda malire masiku atatu pamadola 17 okha.
Ku Barcelona ulendo wapansi panthaka umawononga 1.4 USD. Pa tram ya Prague mumalipira 1.6 USD.
Kuyenda munyengo yotsika ku Europe
Ngati mulibe vuto ndi kuzizira, muyenera kulingalira zopanga ulendo wanu wopita ku Europe nthawi yachisanu, yomwe ndi nyengo yotsika.
Pakati pa Disembala ndi Marichi, nyengo yachisanu kumpoto chakumadzulo, maulendo opita ku Europe ndi zolipirira malo okhala ku Old Continent (mahotela ndi ntchito zina zokaona alendo) zimakhala ndi mitengo yotsika.
Nthawi yotsika mtengo kwambiri yoyendera ndi chilimwe, pomwe masika ndi kugwa sizotsika mtengo ngati nthawi yozizira kapena yokwera mtengo ngati nyengo yachilimwe.
Ubwino wina ndikuti m'nyengo yozizira mizinda yochezeredwa kwambiri ku Europe (monga Paris, Venice ndi Rome) imakhala yochuluka kwambiri ndipo mutha kusangalala ndi zokopa zawo bwino.
Momwe mungasungire kuti mupite paulendo
Monga tanenera kale, kuyenda ndi ntchito yokhutiritsa kotheratu yomwe sitingathe kuichita mosavuta; Ndipo ngakhale sitikhala ndi zokwanira zokwanira kuyenda pakadali pano, pali njira zambiri zodziwira momwe tingalipirirereulendo.
Njira yabwino yolipira ndalama paulendo ndi kuchita njira zosavuta zopulumutsira; Mwachitsanzo:
Ikani pambali osachepera 10% ya malipiro anu kapena ndalama zilizonse zomwe muli nazo.
Sungani ndalama zonse za 10 peso zomwe zimabwera m'manja mwanu.
Yesetsani kupeza njira yatsopano yopezera ndalama (ntchito odzichitira pawokha, gulitsani zinthu zomwe simukugwiritsanso ntchito) ndikugawa ndalama zonse kuti muyende.
Koma ngati zomwe mukufuna ndikupita nthawi yomweyo kapena mwangopeza kumene mwayi wapaulendo womwe simungaphonye koma mulibe ndalama zokwanira, pali njira yosavuta yochitira, samalani.
Pezani ngongole yachangu kuyenda. Mosakayikira uwu ndi mwayi wopeza ndalama mwachangu komanso mosavuta.
Mauthenga omaliza
Njira yoti musungire ndalama zoyendera ndi yosavuta: khalani pansi pang'ono pazomwe mungakwanitse ndikusunga zotsalazo.
Sizovuta komanso kukakamizidwa ndi chikhalidwe cha anthu komanso hype zimapangitsa kuti zikhale zovuta kwambiri, kotero kuti kufunikira kwanu kuyenera kusiyanitsa kupambana kapena kulephera.
Ambiri mwa anthu omwe amalephera kusunga ndalama ndi cholinga chilichonse (kuyenda, kugula galimoto ndi ena ambiri) samatero chifukwa ndizosatheka kupulumutsa gawo la ndalama, koma chifukwa alibe mphamvu yakukwaniritsa adatengera zinthu zosafunikira.
Ndikothekanso kuti mumatha kusunga ndalama koma osakwanira kuti mupange ulendowu munthawi yoyamba.
Pafupifupi chilichonse chimachitika momwe tidakonzera koyambirira. M'malo mwake, mudzadabwa ndi kuchuluka kwa zinthu zomwe sizikugwirizana ndi dongosolo. Osataya mtima, ganiziraninso ndandanda ndikusintha njira mpaka mutakwaniritsa cholinga chanu.
Werengani owongolera athu momwe mungapezere ndege zotsika mtengo kwambiri pa intaneti kuchokera kulikonse
Ndi chiyani chomwe chili chokhutiritsa kwambiri chomwe tingachite ndi ndalama zomwe tapulumutsa?
Pazinthu zonse zomwe tingachite ndi ndalama, ndikuganiza kuti kuyenda ndikosangalatsa kwambiri.
Mwina kwa anthu ena, zinthu zakuthupi ndiye njira yabwino yopezera ndalama, koma ngakhale kukhala ndi nyumba ndi galimoto zitha kutipatsa chitetezo ndi bata, ndi nthano ziti zomwe titha kunena muukalamba wathu?
Inde, ndalama zabwino kwambiri ndikuyenda, kupeza malo atsopano, zikhalidwe, zilankhulo, moyo, gastronomy, ndi zina zambiri.
Kuchulukitsa chikhalidwe chanu sikungokupatsani mwayi wokhala ndi macheza abwino, koma kukutsegulirani chitseko chomwe chikufikitsani kumtunda wina wachisangalalo: kusangalala ndi malo abwino, kudziwa zithunzi zofunikira kwambiri m'mizinda yayikulu, ndi zina zambiri.
Mukamayenda mudzasangalala ndi moyo weniweni, chifukwa timakambirana zakuyenda ngati zina zomwe zimapitilira kukonzekera tchuthi chanu chotsatira kapena kusankha malo omwe mukufuna kupuma.
Tikutanthauza kukhaladi ndiulendo. Ndiye kuti, kukwera kuti mufike kumadera akutali, kuyesa zakudya zachikhalidwe m'malo achi Creole osati m'malo odyera okongola. Mwachidule, tikulankhula za kukhala ndi moyo weniweni woyenda.
Kutenga ulendo ndizodabwitsa m'njira zambiri. Ndicho chokumana nacho chomwe chimatigwira ife ndi lingaliro la kuyendayenda komwe kumatipangitsa ife kulakalaka mochulukira kuti tidziwe malo ambiri ndi malo odabwitsa oti tidziwe.
Tikukhulupirira kuti mudzachita bwino pantchito yanu yosunga ndalama ndipo posachedwa mudzatha kuyendera chilumba cha Caribbean kapena mzinda waku Europe, South America kapena ku Asia komwe mudzasangalale kwathunthu mutadzipereka kopindulitsa.
Gawani nkhaniyi ndi anzanu m'malo ochezera a pa Intaneti kuti nawonso adziwe momwe angasungire ndalama zoyendera, makamaka ngati mumakonda komwe tikukuwonetsani.
